If the Terms and Conditions of this Policy are fully complied with the items
specifically listed will be covered against Mechanical Breakdown.
Rocker assembly, including hydraulic followers, inlet and exhaust
valves (Excluding burnt valves), springs and guides, cylinder head (Excluding cracks
and de-coking), cylinder head gasket, push rods, camshaft and followers, timing
gears belts and chains, oil pump, pistons and rings, cylinder bores, con rods, gudgeon
pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear.
Failure of the following mechanical parts: Gears, synchromesh
hubs, selectors, shafts. Bearings and bushes, transfer gears.
Failure of the following mechanical parts: Shafts, gears,
clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo,
drive plate, transfer gears, computer governor and torque converter.
Crown wheel and pinion, gears, shafts, bearings and bushes,
thrust washers and spacers.
Mechanical breakdown of the centre plate, pressure plate, release
bearing, oil contamination (centre plate only), master and slave cylinders (Excluding
general wear and tear).
Front wheel drive
Driveshafts, including constant velocity joints, universal
joints and couplings (Excluding gaiters).
Rear wheel drive
Half shafts, rear wheel external drive shafts including
velocity joints, universal joints and couplings (Excluding gaiters).
4 Wheel drive vehicles
Cover as above for Front and Rear wheel drive.
Failure of the propshaft including, universal joints and couplings.
Failure of front and rear wheel bearings.
Engine cooling system
Radiator, oil cooler, viscous fan coupling, water
pump, thermostat, thermostat housing, thermostatically controlled radiator fan.
The air conditioning compressor, forming part of the original
base vehicle chassis is covered.
The complete turbo unit is covered (including the wastegate
if it is part of the turbo unit and cannot be bought separately), providing the
turbo is part of the original manufacturer's equipment.
Fuel system (Petrol)
Fuel injection engines: Petrol injection pump. (Excluding
injectors, wiring, pipes, unions, fuel tank and fuel filter). Carburetor engines:
Mechanical or electrical fuel pumps and carburetor.
Fuel system (Diesel)
Failure Off The Following Specialist Diesel Components.
Fuel Injection pump, low pressure supply pump, fuel injector governor, fuel shut
off mechanism, hydraulic or electrical injection timing mechanism, high pressure
fuel metering head, cold starting device, manifold boost pressure compensator, altitude
compensator where fitted. Pump drive gear, glow plug relay, mechanism lift pump,
brake vacuum pump. (Excluding: Fuel lines, Injectors, glow plugs, high pressure
pipes, injection timing adjustments, calibration, bench testing and emission test
Front and rear suspension
Hydrolastic and hydropneumatic units, coil springs,
upper and lower wishbones, ball and swivel joints.
Steering (including P.A.S.)
Rack and pinion, steering box, power steering
rack and pump, power steering reservoir, idler-box where applicable (Excluding gaiters).
Master cylinder, wheel cylinders, restrictor valve, caliper seals,
Anti-locking brake system
- The ABS control unit, pump and wheel sensors
Starter motor and solenoid including pre-engagement mechanism
and bendix drive, alternator/dynamo, coil, regulator, window and sunroof motors,
centralised locking, heater fan motor, indicator flasher relay, distributor, front
and rear windshield wiper and washer motors, electronic ignition amplifier.
Engine management (ECU)
Engine electronic control unit.
Oils, oil filter and anti-freeze are covered only where
their replacement is essential as a direct result of the failure of a covered item.
Should the failure of any of the components covered result in damage
to the casings, then they will also be covered and will constitute part of the maximum
Main hook-up input connector, ELCB, battery charger
and distribution unit, interior lighting units (excluding bulbs and wiring).
The cassette toilet is covered (excluding seats, valves
The cooker unit including burners, grill, oven and flame failure
device and igniter.
Door seal, condenser, gas control valve, gas igniter, flame failure
device, 12 and 240v selector switches, 12 and 240v heater elements, gas thermostat,
240v thermostat, 240v temperature control switch.
Thermostat, motor, switches, control unit, gas heater, flame
failure device, igniter (including ducting and fitting).
Water heater (gas or electric) fresh water tank, waste water
tank, water pump, water gauges.
Water ingress through any permanently sealed seam or joint,
being a part of the original manufacturer's construction. NB Water Ingress cover
expires when the Motorhome is 7 years old.
All mechanical and all electrical components of the motorhome conversion that were
part of the manufacturer's original fitments and including water ingress and
Components not covered by the policy
Tyres, batteries, gas bottles, glass, paint, brightwork and all similar trim and
finish. Soft furnishings, carpets, floor coverings, work surfaces and all similar
decor. Window catches, stays and associated fittings. Adjustment of blinds, hinges,
catches, stays and doors. Replacement of bulbs, fluorescent tubes, fuses and electrical
Entertainment and communication systems and connected equipment. Normal wear and
tear and servicing items and other components subject to routine maintenance.