If the Terms and Conditions of this Policy are fully complied with the items
specifically listed will be covered against Mechanical Breakdown.
ENGINE - Rocker assembly, including hydraulic followers, inlet and
exhaust valves (Excluding burnt valves), springs and guides, cylinder head
(Excluding cracks and de-coking), cylinder head gasket, push rods, camshaft and
followers, timing gears belts and chains, oil pump, pistons and rings, cylinder
bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet
manifold, flywheel and ring gear.
MANUAL GEARBOX - Failure of the following mechanical parts: Gears,
synchromesh hubs, selectors, shafts. Bearings and bushes, transfer gears.
AUTOMATIC GEARBOX - Failure of the following mechanical parts: Shafts,
gears, clutches, brake bands, valve block, governor, oil pump, bearings and
bushes, servo, drive plate, transfer gears, computer governor and torque
converter.
DIFFERENTIAL - Crown wheel and pinion, gears, shafts, bearings and
bushes, thrust washers and spacers.
CLUTCH - Mechanical breakdown of the centre plate, pressure plate,
release bearing, oil contamination (centre plate only), master and slave
cylinders (Excluding general wear and tear).
FRONT WHEEL DRIVE - Driveshafts, including constant velocity joints,
universal joints and couplings (Excluding gaiters).
REAR WHEEL DRIVE - Half shafts, rear wheel external drive shafts
including velocity joints, universal joints and couplings (Excluding gaiters).
4 WHEEL DRIVE VEHICLES - Cover as above for Front and Rear wheel drive.
PROPSHAFT - Failure of the propshaft including, universal joints and
couplings.
WHEEL BEARINGS - Failure of front and rear wheel bearings.
ENGINE COOLING SYSTEM - Radiator, oil cooler, viscous fan coupling, water
pump, thermostat, thermostat housing, thermostatically controlled radiator fan.
AIR CONDITIONING - The air conditioning compressor, forming part of the
original base vehicle chassis is covered.
TURBO CHARGER - The complete turbo unit is covered (including the
wastegate if it is part of the turbo unit and cannot be bought separately),
providing the turbo is part of the original manufacturer's equipment.
FUEL SYSTEM (Petrol) - Fuel injection engines: Petrol injection pump.
(Excluding injectors, wiring, pipes, unions, fuel tank and fuel filter).
Carburetor engines: Mechanical or electrical fuel pumps and carburetor.
FUEL SYSTEM (Diesel) - Failure Off The Following Specialist Diesel
Components. Fuel Injection pump, low pressure supply pump, fuel injector
governor, fuel shut off mechanism, hydraulic or electrical injection timing
mechanism, high pressure fuel metering head, cold starting device, manifold
boost pressure compensator, altitude compensator where fitted. Pump drive gear,
glow plug relay, mechanism lift pump, brake vacuum pump. (Excluding: Fuel lines,
Injectors, glow plugs, high pressure pipes, injection timing adjustments,
calibration, bench testing and emission test failures).
FRONT AND REAR SUSPENSION - Hydrolastic and hydropneumatic units, coil
springs, upper and lower wishbones, ball and swivel joints.
STEERING (including P.A.S.) - Rack and pinion, steering box, power
steering rack and pump, power steering reservoir, idler-box where applicable
(Excluding gaiters).
BRAKES - Master cylinder, wheel cylinders, restrictor valve, caliper
seals, servo.
ANTI-LOCKING BRAKE SYSTEM - The ABS control unit, pump and wheel sensors
are covered.
ELECTRICAL SYSTEM - Starter motor and solenoid including pre-engagement
mechanism and bendix drive, alternator/dynamo, coil, regulator, window and
sunroof motors, centralised locking, heater fan motor, indicator flasher relay,
distributor, front and rear windshield wiper and washer motors, electronic
ignition amplifier.
ENGINE MANAGEMENT (ECU) - Engine electronic control unit.
WORKING MATERIALS - Oils, oil filter and anti-freeze are covered only
where their replacement is essential as a direct result of the failure of a
covered item.
CASINGS - Should the failure of any of the components covered result in
damage to the casings, then they will also be covered and will constitute part
of the maximum claim liability.
INTERNAL EQUIPMENT
AUXILIARY ELECTRICS - Main hook-up input connector, ELCB, battery charger
and distribution unit, interior lighting units (excluding bulbs and wiring).
CASSETTE TOILET - The cassette toilet is covered (excluding seats, valves
and glands).
COOKER - The cooker unit including burners, grill, oven and flame failure
device and igniter.
FRIDGE - Door seal, condenser, gas control valve, gas igniter, flame
failure device, 12 and 240v selector switches, 12 and 240v heater elements, gas
thermostat, 240v thermostat, 240v temperature control switch.
HEATING SYSTEM - Thermostat, motor, switches, control unit, gas heater,
flame failure device, igniter (including ducting and fitting).
WATER SYSTEM - Water heater (gas or electric) fresh water tank, waste
water tank, water pump, water gauges.
BODY LEAKS - Water ingress through any permanently sealed seam or joint,
being a part of the original manufacturer's construction. NB Water Ingress cover
expires when the Motorhome is 7 years old.
CONVERSION COVER
ALL MECHANICAL AND ALL ELECTRICAL COMPONENTS OF THE MOTORHOME CONVERSION THAT
WERE PART OF THE MANUFACTURER'S ORIGINAL FITMENTS AND INCLUDING WATER INGRESS
AND DELAMINATION.
COMPONENTS NOT COVERED BY THE POLICY:
Specific Exclusions
Tyres, batteries, gas bottles, glass, paint, brightwork and all similar trim and
finish. Soft furnishings, carpets, floor coverings, work surfaces and all
similar decor. Window catches, stays and associated fittings. Adjustment of
blinds, hinges, catches, stays and doors. Replacement of bulbs, fluorescent
tubes, fuses and electrical connections.
Entertainment and communication systems and connected equipment. Normal wear and
tear and servicing items and other components subject to routine maintenance.